Recover your outstanding debts legally, ethically, and efficiently with our No Collection, No Fee model.
Bad Debt Solutions (BDS) is a professional debt collection and recovery agency based in Accra, Ghana. We help businesses convert unpaid receivables into recovered cash while preserving valuable client relationships.
Our dual-phase approach begins with amicable, pre-legal negotiations and escalates to judicial recovery only when necessary. This ensures maximum recovery with minimum disruption to your business relationships.
We understand that your clients are valuable. Our methods prioritize preserving business relationships while ensuring debt recovery.
Comprehensive debt recovery solutions tailored to your business needs
Demand letters, structured negotiations, payment plans, and Alternative Dispute Resolution (ADR) – all on a no-collection, no-fee basis.
Court filings, summary judgments, Mareva injunctions, and enforcement through our trusted law firm partners when amicable resolution fails.
Professional skip tracing and investigation services for hard-to-locate debtors who have evaded contact or disappeared.
Bulk debt recovery solutions with intelligent prioritization, detailed analytics, and comprehensive reporting for large portfolios.
Deep knowledge of Ghanaian laws, regulations, and business culture ensures effective, compliant debt recovery.
Complete adherence to the Data Protection Act (Act 843) and all relevant regulatory frameworks.
Proven track record in pre-legal collections with industry-leading success rates and client satisfaction.
Average resolution time of just 30 days, getting your cash flow back on track quickly and efficiently.
No hidden costs. No upfront fees. Pay only when we succeed.
You pay nothing upfront. Our commission is based solely on successful recovery, aligning our interests with your success.
Contingent fees aligned with GLC-approved rates plus recoverable court costs. You only pay when we recover your debt.
We can begin work within 24–48 hours of receiving your documentation. No upfront costs, no risk – just results.
Download our Client Inquiry Form to get started